Smart Budget turns your income, bills and spending into one simple number each morning, so you can say yes to dinner without worrying about the end of the month.
A month with Smart Budget, from payday to the last grocery run.
Built for real monthly budgets: salary, rent, cash, cards, cheques and the occasional dinner out.
"Safe to spend today" is what's left this month divided by the days to go. A pace bar shows if you're ahead of the calendar.
Your income is split into needs, wants and savings. Use the classic 50/30/20 or make your own plans for normal months, holidays or Ramadan, and switch in one tap.
Bank, cash, savings, credit cards and loans in one place. See what you own minus what you owe.
The cash plan adds your recurring bills, salary and pending cheques to today's balance, so you spot the lowest point before it arrives.
Your finances are nobody's business. Smart Budget has no server, no ads and no analytics.
Everything is stored on your device and works without internet. No account to create.
Optional backup goes to a hidden folder in your Google Drive. The app can't see your other files.
Add a passphrase and your backup is encrypted with AES-256 on your phone before upload.
Smart Budget is coming to Android. Questions or want to try it early? Get in touch.